{"id":96,"date":"2026-10-12T10:00:00","date_gmt":"2026-10-12T10:00:00","guid":{"rendered":"https:\/\/www.thefirstcoupleofrealestate.com\/blog\/?p=96"},"modified":"2026-10-12T10:00:00","modified_gmt":"2026-10-12T10:00:00","slug":"mortgage-rates-arent-backing-down-yet","status":"publish","type":"post","link":"https:\/\/www.thefirstcoupleofrealestate.com\/blog\/2026\/10\/12\/mortgage-rates-arent-backing-down-yet\/","title":{"rendered":"Mortgage Rates Aren\u2019t Backing Down Yet"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/celeste-mullen\/rates-baking-yet\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Mortgage rates continue to hold steady near 7%, which means affordability remains a real concern for many buyers and investors. Unless inflation settles down enough to shift the Fed\u2019s direction, these higher rates are likely here to stay for the rest of the year. We\u2019re also watching for any Fed hikes or changes in mortgage-backed securities spreads, as both could push borrowing costs up even further. Meaningful rate relief will need persistent progress on inflation, steady long-term yields, and more favorable signals from the Fed. For those of you planning your next move\u2014whether buying, investing, or refinancing\u2014it&#039;s wise to treat today\u2019s rates as your baseline and view any future dip as a bonus. With our experience as multi-unit owners and years of leasing and selling across L.A., Ventura, and Riverside Counties, we\u2019re here to help you navigate these shifting conditions and protect your investment.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates continue to hold steady near 7%, which means affordability remains a real concern for many buyers and investors. Unless inflation settles down enough to shift the Fed\u2019s direction, these higher rates are likely here to stay for the rest of the year. We\u2019re also watching for any Fed hikes or changes in mortgage-backed [&hellip;]<\/p>\n","protected":false},"author":407,"featured_media":97,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-96","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.thefirstcoupleofrealestate.com\/blog\/wp-json\/wp\/v2\/posts\/96","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thefirstcoupleofrealestate.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thefirstcoupleofrealestate.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thefirstcoupleofrealestate.com\/blog\/wp-json\/wp\/v2\/users\/407"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thefirstcoupleofrealestate.com\/blog\/wp-json\/wp\/v2\/comments?post=96"}],"version-history":[{"count":1,"href":"https:\/\/www.thefirstcoupleofrealestate.com\/blog\/wp-json\/wp\/v2\/posts\/96\/revisions"}],"predecessor-version":[{"id":98,"href":"https:\/\/www.thefirstcoupleofrealestate.com\/blog\/wp-json\/wp\/v2\/posts\/96\/revisions\/98"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thefirstcoupleofrealestate.com\/blog\/wp-json\/wp\/v2\/media\/97"}],"wp:attachment":[{"href":"https:\/\/www.thefirstcoupleofrealestate.com\/blog\/wp-json\/wp\/v2\/media?parent=96"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thefirstcoupleofrealestate.com\/blog\/wp-json\/wp\/v2\/categories?post=96"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thefirstcoupleofrealestate.com\/blog\/wp-json\/wp\/v2\/tags?post=96"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}